Offshore

Offshore investments involves investing in assets outside the country. These investments aim to diversify portfolios, access global markets, and potentially boost returns while managing risks. Benefits include diversification, access to global markets, potential for higher returns, and currency diversification. However, risks include currency fluctuations, geopolitical factors, and regulatory compliance. 

Board of Trustees reassures you the financial market’s volatility are cyclical and that both Scheme’s strategies have modelled a long-term investment approach that accounts for short-term effects on the investment fund. We hold the belief to ensure a sustainable kitty to all Scheme Members.

The following charts provide the distribution of the investments based on portfolio allocation and market value of investments.

Defined Benefits Scheme
Asset Allocation

The charts below provide the allocation to different asset classes based on market value of investments.

Defined Contributions Scheme
Asset Allocation

The charts below provide the allocation to different asset classes based on market value of investments. All Scheme assets are compliant with the IPS limit. We continuously restructure the portfolio and aim to diversify to investments with high returns that’s within the permissible
risks as per the 10-year strategy.