In our endeavor to stay connected with you, we have published the eleventh issue of our quarterly newsletter: The Retirement Journey. In this issue, we introduce you to our new board members, give you an economic review and highlight of the Schemes’ financial performance for the quarter ended 30th September 2022. We also take you through our Income Draw Down fund as an option which members have been waiting for when retiring and  finally we look at the effects of the current ongoing economic crisis and how countries are combating inflation.