Term Deposits 

Term deposits in Kenya are fixed-term savings accounts offered by banks. Customers deposit a sum for a set period at an agreed-upon interest rate. Features include fixed maturity dates, higher interest rates than regular savings accounts, and safety through deposit insurance schemes. There are usually minimum deposit requirements, and interest can be paid out periodically or at maturity. Customers often have renewal options. Term deposits are popular for predictable returns and capital preservation.

The Board of Trustees reassures you the financial market’s volatility are cyclical and that both Scheme’s strategies have modelled a long-term investment approach that accounts for short-term effects on the investment fund. We hold the belief to ensure a sustainable kitty to all Scheme Members.

The following charts provide the distribution of the investments based on portfolio allocation and market value of investments.